We get it – bringing your car in after an accident is the worst. You now have expenses you weren’t planning for and worse, time without your car. If your car is brought into the shop after an accident for repairs, the only good news you may find is that it hasn’t been totaled. But, it probably means you could go longer than a few days without your car in your driveway. If you don’t have a second car to use or anyone to lend a hand, you may be stuck trying to find a rental car at the last minute. At Paul Bros. Auto Body shop, we get the question, “can I get a rental car while my car’s in the shop” all the time by our customers. But not everyone knows what happens during that process. Today, we’re going to answer that question for you!
Can I Get a Rental Car While My Car’s in the Shop?
Understanding your insurance claim…
Typically, when you’re in an accident and you weren’t the one responsible, there is “negligent driver’s insurance.” The other person’s insurance company is in charge of handling not just the repair costs, but these rental costs as part of the settlement agreed on.
If you are the cause of the accident, were in a hit-and-run-situation, or the all too common West Philadelphia troubles of fender benders and side-swipes, your own insurance will most likely cover the damage. The only way to find out if rental costs are covered under your own insurance is to call and ask your provider. If they do actually cover it then you’re set!
Filing with the Negligent Driver’s Insurance Company vs. Your Own
There are a few things to consider before you ask your insurance company, “can I get a rental car while my car’s in the shop?” You should first decide if you are going to file a claim with the negligent driver’s insurance company (if applicable), or if it’s worth it to file with your own company. Here are some of the pros and cons to consider: